|
|
 |
|
|
|
|
|
|
|
|
|
|
 |
|
|
|
| |
Health is an especially important issue for migrant workers. In the following section, you will find information about receiving medical treatment, health insurance and additional important health issues. |
| |
|
|
|
|
|
|
| Private health insurance |
As a migrant worker in Israel, it is essential that you have comprehensive health insurance that covers emergency care and everyday medical expenses.
Your employer is obliged by law to:
 Provide you with private medical insurance for the entire employment period;
 Give you a summary of the insurance policy in a language that you understand.
In order to cover the cost of medical insurance, your employer may deduct from your monthly salary a sum not exceeding NIS 103.14.
Remember, you are the owner of the insurance policy. This means that you can deal with the insurance company directly, without mediation by your employer. You may appeal certain clauses in the policy and decisions by the company (you can get legal aid from NGO’s if required), and you are entitled to complete medical confidentiality. |
|
 back to top |
|
| Healthcare funds and hospitals |
Your medical insurance policy should cover regular medical services from one of the four healthcare funds in Israel:
Clalit
(Tel. *2700)
Maccabi
(Tel. 1-700-50-53-53),
Leumit
(Tel. 1-700-507-507)
Meuhedet
(Tel *3833).
In case of an emergency, you can get medical service in dozens of hospitals throughout Israel or call 101 for an ambulance. |
|
| back to top |
|
| Open clinic in Tel Aviv |
The NGO Physician for Human Rights (PHR) operates an open clinic in Tel Aviv that provides medical care free of charge:
Address: 52 Golomb St., Tel- Aviv, Tel: 03-6873718, Fax: 03-6873029
Family physician: Sunday, Tuesday, Wednesday 17:00-21:00
Gynecologist: Monday 17:00-21:00
Pediatrician: Friday 9:00-13:00 |
|
| back to top |
|
| Sick pay |
You are entitled to sick pay from the second day of your absence from work, in condition that you provide a valid doctor’s note. In total, you are entitled to 1.5 days for every month worked, up to a total of 90 days. For the second and third days of absence, you get 37.5% of your regular salary; for the fourth day onwards, you get 75%. |
|
| back to top |
|
| Work related injuries |
A work related injury is any injury or illness you suffer in connection with your work, whether during actual work, during breaks, or on your way to work. You are covered against work related injuries thanks to National Insurance payments deducted from your salary.
Your employer should open a file for you with the National Insurance Institute and give you the file number, which will be necessary in case of hospitalization or claims resulting from work injuries.
What to do in case of a work injury?
Your employer should fill out a form referring you to receive medical treatment and confirming that you were injured in connection with your work.
Note: Apart from cases of emergency, turn to the healthcare fund that regularly provides you with medical services and not to a hospital.
 Referral form (Hebrew, PDF format)
Injury allowance
You are entitled to an injury allowance if your work injury or occupational disease has prevented you from doing your job (or another suitable job for the same employer) for some time.
To obtain the injury allowance, you need to file a claim with the National Insurance Institute and attach a doctor’s note that confirms your incapacity for work for a specific period of time.
In case your employer has a relevant arrangement with the National Insurance Institute, the claim should be filed through the employer, who will also pay you the injury allowance.
Detailed information on injury allowance is available on the website of the National Insurance Institute.
Claim for Injury Allowance form (Hebrew, PDF format) |
|
| back to top |
|
|
|
| |
|
|
|
|
|
|
|
